How can we help you?

Supporting your journey across Islamic core banking, compliance, and integration.
Whether you’re launching products, connecting to Kea APIs, or managing your operations — our team is here to assist at every step.

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Are we a bank?

No — Kea is not a bank.
Kea provides Islamic core banking and financial infrastructure for banks, EMIs, and fintechs.
We do not take deposits, issue cards, or hold customer funds.
We are a technology provider that helps regulated institutions launch Shariah-compliant products.

Do you support multi-country deployments?

Yes, we support multi-jurisdiction setups.
Our platform includes configurable modules for local regulations, tax rules, languages, and Shariah standards.
Banks and fintechs can launch products across multiple markets using one unified system.

Do you support all major Islamic financial products?

Yes. Kea includes ready-to-use modules for Murabaha, Ijara, Musharakah, Mudarabah, Wadiah, Qard Hassan, Istisna, Salam, and more.

Do you issue cards?

No — we don’t issue cards ourselves.

However, our platform integrates seamlessly with trusted third-party card-issuing partners. They handle the issuance of instant virtual and physical cards, while our Islamic financial infrastructure manages everything behind the scenes — including the Shariah-compliant ledger, controls, and transaction rules.

This gives you a fully compliant card experience built on top of a robust Islamic core banking engine, without needing to become a card issuer.

Do you provide Shariah compliance certification?

Yes — our Islamic core banking platform is built fully on established Islamic finance principles, and all products follow Shariah-compliant rules by design.

We also work closely with certified Shariah scholars and advisory boards.
If your institution requires formal Shariah certification, we can arrange this through our trusted Shariah partners.

So you get:

  • A platform already aligned with Islamic principles

  • Access to qualified Shariah scholars

  • Full certification support when needed

This ensures that your products are both technically and Shariah-compliant from day one.

Can fintech startups use your platform without a banking license?

Yes — fintech startups can absolutely use our platform without holding a banking license. We’ve partnered with a regulated financial institution, and together we cover the licensing, compliance, and operational requirements.

You focus on building your product.
We provide the infrastructure, compliance logic, and modular systems for Islamic finance.
Our regulated partner handles the activities that legally require authorisation.

So you can launch faster, stay compliant, and scale without needing to become a bank.

Who is Kea designed for?

Kea is built for Islamic banks, digital banks, EMIs, microfinance institutions, and fintechs needing modern Shariah-compliant infrastructure.

Can institutions integrate Kea with existing systems?

Yes. Kea is API-first and supports integrations via REST, webhooks, and event-based workflows.

Do you offer agentic AI features?

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