The modern Islamic financial infrastructure — programmable, compliant, and ready to embed.
Our Mission
To build the trusted, agentic AI and API-first core banking and embedded Islamic finance infrastructure for modern institutions.
Our Vision
Overview
Unlike many platforms that rely on certificates but fail to embed Islamic principles in their technology, Kea is built differently. Shariah compliance is not a marketing layer — it’s coded into the heart of our contracts, ledger, and workflows.
- Certified Contracts → Murabaha, Ijarah, Mudarabah, Musharakah, Wadiah, Qard Hassan, Tawarruq, and more — all modeled with enforceable Shariah logic.
- Transparent Governance → Every transaction leaves an auditable trail for Shariah boards and regulators.
- Developer-Friendly APIs → Teams can launch Islamic products at modern speed, without compromising on values.
From day one, we designed Kea to solve a critical industry problem: anyone can say they are “Islamic” and wave a certificate — but if the platform itself is silently violating Shariah principles, that’s a breach of trust. We exist to fix this problem by embedding compliance at the core, ensuring clarity, auditability, and equitable outcomes for every institution.
Who we serve
We power a diverse ecosystem of institutions built on ethical, API-first finance:
Islamic Banks
Modernise core operations with cloud-native, modular Islamic finance infrastructure built for scale.
Fintechs
Launch Islamic products in weeks — not months — using API-first rails and embedded Shariah governance.
Zakat, Waqf & Nonprofit Institutions
Run ethical funds, micro-loans, and community programs with transparent, audit-ready workflows.
Microfinance & Community Finance Providers
Serve underserved communities with compliant, risk-sharing products and automated lifecycle management.
Startups & Builders
Build wallets, lending platforms, investment apps, and digital banks powered by our Islamic finance backend.